Akron Hard Money Loans for Real Estate Investors
Veteran-owned Ohio hard money. Send us the deal and Tony reviews it personally.
Akron moves fast, and the investors who win here move faster. HomeFund USA is a private hard money lender built by investors, for investors, funding fix-and-flip and BRRRR projects across Summit County. We move fast so you do not lose a deal to a cash buyer. We are investors ourselves, with years of flipping and BRRRR projects right here in the Akron and Canton corridors, so an Akron deal does not need to be translated for us — send the address, the price, the scope and your exit, and you are talking to someone who has stood in that kind of house.
We lend up to 70% of after-repair value (ARV) on non-owner-occupied, business-purpose deals, typically $50,000 to $500,000, funding both purchase and rehab. Low-doc and straightforward: send the deal and Tony King reviews it personally, with a clear term sheet and no junk fees. How it works in Akron: we fund the purchase at closing and the renovation in draws — you finish a stage of the work, we verify it, and that piece of the budget is released, so your contractors stay paid and the rehab keeps moving. Quick facts: veteran-owned · lending in Ohio, North Carolina and Pittsburgh · non-owner-occupied 1–4 unit and small multifamily · up to 70% of ARV · typically $50,000 to $500,000 · purchase plus rehab draws · low-doc. That includes small multifamily and apartment deals - duplexes, four-units and small apartment buildings across Summit County - funded on the same purchase-plus-rehab-draw structure and sized to the property's after-repair value.
Akron is one of the deepest fix-and-flip and BRRRR markets in the Midwest, with affordable entry prices and steady rental demand in Kenmore, Firestone Park, Goodyear Heights, Highland Square, and West Akron. We underwrite to the deal, not a rigid checklist. Where we lend in Greater Akron: Kenmore, Ellet, Firestone Park, Goodyear Heights, North Hill, Highland Square and West Akron, plus Cuyahoga Falls, Barberton, Norton, Tallmadge, Stow and the rest of Summit County — this is the corridor where we have done our own projects. Two things worth knowing about flipping here: Akron rehabs skew toward the full-scope end — much of the housing stock is close to a century old, so plumbing, electrical and mechanicals deserve real line items in your budget, and we would rather fund an honest scope than a thin one; and Summit County entry prices still leave real room between purchase and after-repair value on a well-run project, which is exactly what our 70%-of-ARV lending is sized for. A recent example from this very market: an Akron single-family fix-and-flip we funded in 2026 — purchase at closing plus three scheduled rehab draws, at 73% of after-repair value, with the borrower's own scope and comps as the basis. That is the shape of most deals we fund in Akron.
Submit Your Deal for Fast Review
How fast can you close in Akron?
Once we have the purchase contract, rehab scope, and an ARV basis, simple deals can close fast. The pieces that decide the pace are the title work and your file, so send the executed contract, the itemized rehab scope and your ARV basis together — that is what Tony needs to issue a term sheet, and a complete file is what a fast Akron closing looks like.
What kinds of properties do you fund?
Non-owner-occupied 1 to 4 unit residential and small multifamily for fix-and-flip or BRRRR. Business-purpose loans only. In Akron that means the colonials and bungalows in Kenmore, Ellet and Goodyear Heights, the century homes around Highland Square, and small multifamily in Barberton and Cuyahoga Falls — purchases and rehab budgets typically $50,000 to $500,000 all-in.
Do I need perfect credit?
No. We are low-doc and focus on the deal: purchase price, rehab scope, and ARV. Expect us to ask for the purchase contract, a line-item scope of work, your comps or the appraisal you are relying on, your entity documents and a personal guaranty from the principal — not tax returns or a bank-style income package.