Ohio Hard Money Loans for Real Estate Investors
Capital That
Moves Fast.
A veteran-owned private lender serving real estate investors — started in Ohio, now lending beyond it. We provide fast, low-doc private capital for investors who need to close quickly and scale their portfolios without bank delays.
Submit Your Deal for Fast Review
70%
Max ARV
12%
Rates As Low As
$500K
Max Loan
⚡
Fast Funding & Fast Review
💰
Maximum Leverage Up to 70% ARV
📋
Simple, Low-Doc Approval Process
🎖️
Veteran-Owned & Investor Focused
FIX & FLIP LOANS ◆ FAST CLOSE ◆ CLEVELAND ◆ COLUMBUS ◆ AKRON ◆ PITTSBURGH ◆ CHARLOTTE ◆ RALEIGH ◆ PRIVATE CAPITAL ◆ REHAB LOANS ◆ NO BANK DELAYS ◆ VETERAN OWNED ◆ LOW DOC ◆
Built by Investors. For Investors.
HomeFund USA is a veteran-owned private hard money lender dedicated to helping real estate investors scale their businesses with speed and certainty.
"We aren't just funding deals; we're funding the communities we live in. We know our markets because we're in them every day."
With over 12 years of hands-on experience flipping, BRRRR-ing, and managing multifamily properties in the Akron and Cleveland areas, we understand the nuances of the local market better than any national firm.
Our low-doc process is designed to bypass bank delays. We focus on the asset and your exit strategy, providing the capital you need to close fast.
Straightforward Terms. No Surprises.
Rates As Low As 12%
Competitive fixed rates tailored for real estate investors. Asset-based lending that focuses on the property’s potential rather than personal credit scores.
Up to 70% ARV
Maximize your leverage. We fund up to 70% of the After Repair Value, providing the capital necessary to acquire and rehab distressed properties efficiently.
$50K - $500K Loan
Scalable funding for a wide range of projects across our markets. Whether it’s a modest flip or a multifamily renovation, we have the capital.
6-12 Month Term
Flexible short-term lengths designed for the velocity of fix-and-flip and BRRRR strategies. We understand the need for quick exits and refinancing.
Draw Schedule
Efficient construction draw process. Funds are released based on project milestones, ensuring your contractors are paid and your rehab stays on track.
Low Doc Process
No tax returns or intensive income verification. Our low-doc approach prioritizes the deal security and investor experience for lightning-fast closings.
The HomeFund Blueprint
Straightforward Path to Funding
01
Submit Deal
Fast deal intake via our secure portal. We focus on property viability and your rehab plan, cutting through the usual bank red tape.
02
Fast Review
Tony personally evaluates every deal. No corporate delays—just one investor talking to another.
03
Term Sheet
Receive a clear term sheet with no junk fees or hidden surprises. We fund up to 70% ARV at rates as low as 12%.
04
Fast Close
Close and fund fast. We coordinate directly with the title company to ensure your deal gets funded while others are still waiting.
🎖️ 28-YEAR VETERAN
Anthony J. King
FOUNDER & MANAGING MEMBER
Following 28 years of distinguished military service as an instructor pilot and flight commander — flying the C-130 Hercules, KC-135 Stratotanker, and currently serving as a commercial A320 airline captain — I’ve learned that success in any mission depends on extreme ownership and operational discipline. I brought that same veteran-led precision to the Ohio real estate market over 12 years ago.
Focusing on the Akron and Cleveland corridors, I have personally navigated the full lifecycle of investment projects, from high-stakes fix & flips and BRRRR strategies to complex multifamily repositioning. I’ve worked through the same bank delays and funding hurdles you face today. I know exactly what investors need from a lending partner: speed, clarity, and capital that doesn't miss opportunities.
I founded HomeFund USA to be the lender I needed when I was scaling my own portfolio. We aren’t just a source of capital; we are an investor-led firm focused on empowering fellow investors with the private financing required to compete and win. When you work with us, you’re working with a partner who understands the rehab numbers just as well as the term sheet.
C-130 HERCULES
12+ YRS RE
MULTIFAMILY
KC-135 STRATOTANKER
FIX & FLIP
PRIVATE LENDER
A320 CAPTAIN
BRRRR
We move as fast as your deals. Close with zero bank delays or red tape.
Speed Is Our Edge
Skip the mountains of paperwork. Fast term sheet reviews and minimal credit requirements.
Low-Doc Process
THE HOMEFUND ADVANTAGE
Why Investors Choose Us
Investor-First
Built by investors, for investors. We understand the nuances of every market we lend in better than anyone.
True Partnership
We are more than your lender; we are your growth partner. We succeed only when your project succeeds.
Secure up to 70% Max ARV. We provide the capital leverage you need to scale your portfolio rapidly.
Max Funding
Built on military discipline and integrity. You get straight talk, honest terms, and dedicated service.
Veteran Reliability
Our Markets
Where We Lend.
Providing high-leverage hard money capital to real estate investors. Started in Ohio, now lending in Charlotte, Raleigh and Pittsburgh too. Recently funded: an Akron single-family fix-and-flip — purchase plus scheduled rehab draws, at 73% of after-repair value. Quick facts: veteran-owned · non-owner-occupied 1–4 unit and small multifamily · up to 70% of ARV · typically $50,000 to $500,000 · purchase plus rehab draws · low-doc.
